/* Pamela Macias Insurance
   Approved homepage design, extracted from the signed off mockup.
   Tokens live in :root. Container is 1280px, house standard. */

:root{
  --navy:#03034E;
  --ink:#002349;
  --orange:#FF8811;
  --orange-deep:#E56F00;
  --blue:#046BD2;
  --tint:#E8EEF8;
  --sand:#FFF4E8;
  --paper:#F5F7FB;
  --line:#E2E7F0;
  --container:1280px;
  --r:18px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{
  margin:0;background:#fff;color:var(--ink);
  font-family:Roboto,system-ui,sans-serif;font-size:18px;line-height:1.65;
  -webkit-font-smoothing:antialiased;
}
img{max-width:100%;height:auto;display:block}
/* An explicit display value beats the hidden attribute, which silently left
   hidden panels occupying space. Anything toggled with [hidden] needs this. */
[hidden]{display:none !important}
a{color:inherit}
h1,h2,h3,h4,.font-d{font-family:Montserrat,system-ui,sans-serif;font-weight:900;line-height:1.05;letter-spacing:-.02em;margin:0}
p{margin:0}
.container{max-width:var(--container);margin-inline:auto;padding-inline:24px}
.eyebrow{
  font-family:Montserrat,sans-serif;font-weight:800;font-size:16px;letter-spacing:.18em;
  text-transform:uppercase;color:var(--orange);display:flex;align-items:center;gap:10px;
}
.eyebrow.on-light{color:var(--blue)}
.eyebrow svg{flex:none}

/* ---------- signature peak motif ---------- */
.peakmark{width:46px;height:18px;flex:none}
.peakrule{display:block;margin-top:18px}

/* ---------- buttons ---------- */
.btn{
  display:inline-flex;align-items:center;justify-content:center;gap:10px;
  font-family:Montserrat,sans-serif;font-weight:800;font-size:18px;letter-spacing:.01em;
  padding:19px 30px;border-radius:999px;text-decoration:none;border:3px solid transparent;
  transition:transform .15s ease, box-shadow .15s ease, background .15s ease;cursor:pointer;
}
.btn:hover{transform:translateY(-2px)}
.btn-orange{background:var(--orange);color:#fff;box-shadow:0 10px 0 -2px var(--orange-deep)}
.btn-orange:hover{background:#ff9528}
.btn-ghost{background:transparent;color:#fff;border-color:rgba(255,255,255,.45)}
.btn-ghost:hover{background:rgba(255,255,255,.1);border-color:#fff}
.btn-navy{background:var(--navy);color:#fff;box-shadow:0 10px 0 -2px #000033}
.btn-outline{background:#fff;color:var(--navy);border-color:var(--navy)}
.btn-lg{font-size:20px;padding:22px 30px}
.btn-block{width:100%}

/* ---------- top utility bar ---------- */
.topbar{background:var(--navy);color:#fff;font-size:16px}
.topbar .container{display:flex;align-items:center;justify-content:space-between;gap:20px;min-height:46px;flex-wrap:wrap}
.topbar-left{display:flex;align-items:center;gap:22px;font-weight:500}
.topbar-left span{display:flex;align-items:center;gap:8px;opacity:.92}
.topbar a{color:#fff;text-decoration:none;font-weight:700}
.langswitch{display:flex;align-items:center;gap:4px;background:rgba(255,255,255,.12);border-radius:999px;padding:4px}
.langswitch .globe{margin:0 4px 0 10px;opacity:.8}
.langswitch button{
  font-family:Montserrat,sans-serif;font-weight:800;font-size:16px;color:#fff;background:none;
  border:0;padding:5px 16px;border-radius:999px;cursor:pointer;letter-spacing:.06em;
}
.langswitch button[aria-pressed="true"]{background:var(--orange);color:#fff}

/* ---------- header ---------- */
.site-header{position:relative;z-index:60;background:#fff;border-bottom:1px solid var(--line)}
.site-header .container{display:flex;align-items:center;gap:28px;min-height:92px}
.brand{display:block;flex:none;padding:20px 28px 20px 0}
.brand img{width:140px}
.nav{display:flex;align-items:center;gap:24px;margin-left:auto}
.nav > li{position:relative;list-style:none}
.nav ul{list-style:none;margin:0;padding:0}
.navlink{
  font-family:Montserrat,sans-serif;font-weight:700;font-size:17px;color:var(--navy);white-space:nowrap;
  text-decoration:none;padding:34px 0;display:inline-flex;align-items:center;gap:6px;position:relative;
}
.navlink::after{content:"";position:absolute;left:0;right:0;bottom:26px;height:3px;background:var(--orange);transform:scaleX(0);transition:transform .18s ease}
.nav > li:hover .navlink::after{transform:scaleX(1)}
.submenu{
  position:absolute;top:100%;left:-20px;min-width:290px;background:#fff;border:1px solid var(--line);
  border-top:4px solid var(--orange);border-radius:0 0 14px 14px;box-shadow:0 24px 50px rgba(3,3,78,.14);
  padding:10px;opacity:0;visibility:hidden;transform:translateY(8px);transition:.18s ease;
}
.nav > li:hover .submenu{opacity:1;visibility:visible;transform:none}
.submenu a{display:block;padding:11px 14px;border-radius:9px;font-size:16px;font-weight:500;text-decoration:none;color:var(--ink)}
.submenu a:hover{background:var(--paper);color:var(--blue)}
.header-cta{display:flex;align-items:center;gap:14px}
.header-cta .btn{padding:15px 22px;font-size:17px;white-space:nowrap}
.burger{display:none;background:none;border:0;padding:10px;cursor:pointer}
.burger span{display:block;width:28px;height:3px;background:var(--navy);border-radius:3px;margin:5px 0}

/* ---------- hero: two tone split, echoes the logo ---------- */
.hero{position:relative;background:var(--navy);color:#fff;overflow:hidden}
.hero-slab{position:absolute;top:0;bottom:0;right:0;width:46%;background:var(--tint)}
.hero-slab::before{content:"";position:absolute;left:-1px;top:0;bottom:0;width:120px;background:var(--navy);clip-path:polygon(0 0,100% 0,0 100%)}
.hero-slab::after{content:"";position:absolute;right:6%;bottom:0;width:340px;height:300px;background:var(--orange);opacity:.22;clip-path:polygon(50% 0,100% 100%,0 100%)}
.hero .container{position:relative;z-index:2;display:grid;grid-template-columns:1.05fr .95fr;gap:88px;align-items:end;min-height:600px}
.hero-copy{padding:74px 0 78px;min-width:0}
.hero h1{margin:18px 0 0;color:#fff;font-size:clamp(46px,5.2vw,72px)}
.fitline{display:block;width:max-content;max-width:100%;white-space:nowrap;line-height:.92;letter-spacing:-.025em}
.fitline.accent{color:var(--orange)}
.fitrow{display:flex;align-items:flex-end;gap:26px}
.fitrow .fitpeak{flex:1;min-width:0;align-self:flex-end;margin-bottom:.14em}
.hero-sub{font-size:21px;line-height:1.6;color:#D8E2F2;margin-top:24px;max-width:34em}
.hero-actions{display:flex;flex-wrap:wrap;gap:14px;margin-top:34px}
html[lang="es"] .hero-actions .btn-lg{font-size:18px;padding:19px 24px}
.hero-cta-group{width:max-content;max-width:100%}
.hero-note{display:block;text-align:center;margin-top:22px;font-size:16px;color:#B9C7DE;line-height:1.5}
.hero-note svg{display:inline-block;vertical-align:-4px;margin-right:9px}
.hero-note strong{color:#fff}
.hero-figure{position:relative;align-self:end;min-width:0;height:600px;overflow:hidden;background:var(--tint);display:flex;align-items:flex-end;justify-content:center}
.hero-figure img{height:100%;width:auto;max-width:none;mix-blend-mode:multiply;display:block}
.hero-cap{
  position:absolute;right:0;bottom:0;z-index:3;background:var(--navy);color:#fff;padding:14px 24px;
  border-radius:14px 0 0 0;font-size:16px;display:flex;align-items:center;gap:13px;line-height:1.35;
}
.hero-cap b{font-family:Montserrat,sans-serif;font-size:17px;display:block}

/* ---------- trust strip ---------- */
.trust{background:var(--sand);border-bottom:1px solid #F2E2CE}
.trust .container{display:grid;grid-template-columns:repeat(5,1fr);gap:0;text-align:center}
.trust-item{padding:36px 20px;border-right:1px solid #F2E2CE;display:flex;flex-direction:column;align-items:center}
.trust-item:last-child{border-right:0}
.trust-item b{display:block;font-family:Montserrat,sans-serif;font-weight:900;font-size:36px;color:var(--navy);line-height:1;letter-spacing:-.02em}
.trust-item span{
  display:flex;align-items:flex-start;justify-content:center;text-align:center;
  font-size:16px;color:#6A5B49;margin-top:12px;font-weight:500;line-height:1.35;
  min-height:44px;
}

/* ---------- section shell ---------- */
.section{padding:104px 0}
.section-paper{background:var(--paper)}
.section-head{max-width:820px}
.section-head.center{margin-inline:auto;text-align:center}
.section-head.center .eyebrow{justify-content:center}
.section h2{font-size:clamp(36px,3.9vw,54px);color:var(--navy);margin-top:18px}
.section-head p{font-size:20px;color:#4A5A72;margin-top:20px}

/* ---------- services ---------- */
.services-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:30px;margin-top:56px}
.svc{
  background:#fff;border:1px solid var(--line);border-radius:var(--r);overflow:hidden;
  display:flex;flex-direction:column;transition:.2s ease;position:relative;
}
.svc:hover{transform:translateY(-6px);box-shadow:0 28px 60px rgba(3,3,78,.14);border-color:transparent}
.svc-img{position:relative;aspect-ratio:16/10;overflow:hidden}
.svc-img img{width:100%;height:100%;object-fit:cover}
.svc-img::after{content:"";position:absolute;inset:0;background:linear-gradient(180deg,rgba(3,3,78,0) 40%,rgba(3,3,78,.62))}
.svc-tag{
  position:absolute;z-index:2;left:20px;bottom:18px;color:#fff;font-family:Montserrat,sans-serif;
  font-weight:900;font-size:30px;letter-spacing:-.01em;
}
.svc-body{padding:26px 26px 30px;display:flex;flex-direction:column;flex:1}
.svc-body p{font-size:17px;color:#4A5A72}
.svc-list{list-style:none;margin:18px 0 0;padding:0;display:grid;gap:9px}
.svc-list li{position:relative;padding-left:28px;font-size:16px;font-weight:500}
.svc-list li::before{
  content:"";position:absolute;left:0;top:9px;width:14px;height:9px;
  background:var(--orange);clip-path:polygon(0 100%,35% 25%,50% 55%,68% 0,100% 100%);
}
.svc-more{
  margin-top:24px;font-family:Montserrat,sans-serif;font-weight:800;font-size:17px;color:var(--blue);
  text-decoration:none;display:inline-flex;align-items:center;gap:9px;
}
.svc:hover .svc-more{gap:15px}

/* ---------- steps ---------- */
.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:28px;margin-top:56px}
.step{background:#fff;border-radius:var(--r);padding:38px 30px;border:1px solid var(--line);position:relative}
.step-num{
  width:62px;height:62px;background:var(--navy);color:#fff;display:grid;place-items:center;
  font-family:Montserrat,sans-serif;font-weight:900;font-size:26px;
  clip-path:polygon(50% 0,100% 26%,100% 100%,0 100%,0 26%);margin-bottom:22px;
}
.step h3{font-size:24px;color:var(--navy)}
.step p{margin-top:12px;font-size:17px;color:#4A5A72}

/* ---------- about ---------- */
.about{display:grid;grid-template-columns:1fr 1fr;gap:70px;align-items:center}
.about-card{background:var(--navy);color:#fff;border-radius:var(--r);padding:44px;position:relative;overflow:hidden}
.about-card::after{
  content:"";position:absolute;right:-40px;bottom:-40px;width:230px;height:230px;
  background:var(--orange);opacity:.16;clip-path:polygon(50% 0,100% 100%,0 100%);
}
.about-card h3{font-size:27px;position:relative;z-index:2}
.cred{list-style:none;margin:26px 0 0;padding:0;display:grid;gap:20px;position:relative;z-index:2}
.cred li{display:flex;gap:16px;align-items:flex-start}
.cred .ico{width:44px;height:44px;border-radius:12px;background:rgba(255,255,255,.12);display:grid;place-items:center;flex:none}
.cred b{display:block;font-family:Montserrat,sans-serif;font-size:18px}
.cred span{display:block;font-size:16px;color:#B9C7DE;line-height:1.45}
.about h2{color:var(--navy)}
.about-body p{font-size:19px;color:#4A5A72;margin-top:20px}
.about-sig{margin-top:30px;display:flex;align-items:center;gap:18px}
.about-sig img{width:82px;height:82px;border-radius:50%;object-fit:cover;object-position:50% 14%;transform:scale(1);background:#fff;border:3px solid var(--orange)}
.about-sig b{font-family:Montserrat,sans-serif;font-size:19px;color:var(--navy);display:block}
.about-sig span{font-size:16px;color:#6B7A91}

/* ---------- seminar band ---------- */
.seminar{background:var(--orange);color:#fff;padding:64px 0;position:relative;overflow:hidden}
.seminar::after{
  content:"";position:absolute;left:-60px;top:-70px;width:340px;height:340px;background:#fff;opacity:.1;
  clip-path:polygon(50% 0,100% 100%,0 100%);
}
.seminar .container{display:flex;align-items:center;gap:40px;justify-content:space-between;flex-wrap:wrap;position:relative;z-index:2}
.seminar h2{font-size:clamp(32px,3.4vw,44px);color:#fff;max-width:16em}
.seminar p{font-size:19px;margin-top:14px;max-width:34em;color:#fff;opacity:.96}

/* ---------- testimonials ---------- */
.quotes{display:grid;grid-template-columns:repeat(3,1fr);gap:28px;margin-top:56px}
.quote{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:36px 32px;position:relative}
.quote .mark{font-family:Montserrat,sans-serif;font-weight:900;font-size:64px;color:var(--orange);line-height:.7}
.quote p{font-size:18px;color:#33445E;margin-top:16px}
.quote footer{margin-top:24px;font-size:16px;color:#6B7A91;font-weight:500}
.quote footer b{display:block;font-family:Montserrat,sans-serif;font-size:17px;color:var(--navy)}
.sample-flag{
  display:inline-block;margin-top:44px;background:#FFF0DE;color:#8A5A12;border:1px dashed #E9B978;
  font-size:16px;font-weight:600;padding:12px 20px;border-radius:10px;
}

/* ---------- final CTA ---------- */
.cta{background:var(--navy);color:#fff;position:relative;padding:110px 0 96px;overflow:hidden}
.cta-peaks{position:absolute;top:0;left:0;width:100%;height:56px;z-index:1}
.cta::after{
  content:"";position:absolute;right:-120px;bottom:-140px;width:520px;height:520px;
  background:var(--blue);opacity:.28;clip-path:polygon(50% 0,100% 100%,0 100%);
}
.cta .container{position:relative;z-index:2;display:grid;grid-template-columns:1fr 1fr;gap:64px;align-items:center}
.cta h2{font-size:clamp(36px,3.9vw,52px);color:#fff;margin-top:18px}
.cta p{font-size:20px;color:#C9D6EA;margin-top:20px}
.cta-phone{
  display:inline-flex;align-items:center;gap:16px;margin-top:34px;text-decoration:none;color:#fff;
  background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.2);border-radius:16px;padding:18px 26px;
}
.cta-phone .dot{width:48px;height:48px;border-radius:12px;background:var(--orange);display:grid;place-items:center;flex:none}
.cta-phone b{font-family:Montserrat,sans-serif;font-size:26px;display:block;line-height:1.1}
.cta-phone span{font-size:16px;color:#B9C7DE}
.form{background:#fff;border-radius:22px;padding:38px;box-shadow:0 30px 70px rgba(0,0,0,.32)}
.form h3{font-size:25px;color:var(--navy)}
.form .sub{font-size:16px;color:#6B7A91;margin-top:8px}
.field{margin-top:18px}
.field label{display:block;font-family:Montserrat,sans-serif;font-weight:700;font-size:16px;color:var(--navy);margin-bottom:7px}
.field input,.field select,.year-field{
  width:100%;font-family:Roboto,sans-serif;font-size:17px;padding:15px 16px;border:2px solid var(--line);
  border-radius:12px;background:#fff;color:var(--ink);
}
.field input:focus,.field select:focus{outline:0;border-color:var(--blue)}
.form .btn{margin-top:26px}
.form .fine{font-size:16px;color:#8494A9;margin-top:16px;line-height:1.5}

/* ---------- footer ---------- */
.footer{background:var(--ink);color:#C7D3E4;padding:76px 0 0;font-size:16px}
.footer-top{display:grid;grid-template-columns:1.3fr 1fr 1fr 1fr;gap:48px;padding-bottom:56px}
.footer-brand img{width:230px;background:#fff;padding:14px 18px;border-radius:14px}
.footer-brand p{margin-top:22px;line-height:1.7}
.footer-brand a{color:#fff;font-weight:700;text-decoration:none}
.social{display:flex;gap:12px;margin-top:24px}
.social a{width:44px;height:44px;border-radius:12px;background:rgba(255,255,255,.1);display:grid;place-items:center;transition:.15s}
.social a:hover{background:var(--orange)}
.footer h4{font-family:Montserrat,sans-serif;font-weight:800;font-size:17px;color:#fff;letter-spacing:.06em;text-transform:uppercase}
.footer ul{list-style:none;margin:20px 0 0;padding:0;display:grid;gap:12px}
.footer ul a{text-decoration:none;color:#C7D3E4}
.footer ul a:hover{color:var(--orange)}
.disclaimer{border-top:1px solid rgba(255,255,255,.13);padding:28px 0;font-size:16px;color:#93A3BA;line-height:1.6}
.footer-bottom{border-top:1px solid rgba(255,255,255,.13);padding:22px 0 30px;display:flex;justify-content:space-between;gap:22px;flex-wrap:wrap;font-size:16px;color:#93A3BA}
.footer-bottom a{color:#93A3BA;text-decoration:none}

/* ---------- mobile call bar ---------- */
.callbar{display:none;position:fixed;left:0;right:0;bottom:0;z-index:80;background:#fff;border-top:1px solid var(--line);padding:11px 14px;gap:11px;box-shadow:0 -8px 28px rgba(3,3,78,.14)}
.callbar .btn{flex:1;font-size:17px;padding:16px 12px}

/* ---------- mobile nav ---------- */
.mnav{display:none;position:fixed;inset:0;z-index:90;background:var(--navy);color:#fff;overflow:auto;padding:26px 24px 90px}
.mnav.open{display:block}
.mnav-head{display:flex;justify-content:space-between;align-items:center}
.mnav-head img{width:180px;background:#fff;padding:10px 12px;border-radius:10px}
.mnav-close{background:none;border:0;color:#fff;font-size:34px;line-height:1;cursor:pointer}
.mnav ul{list-style:none;margin:28px 0 0;padding:0}
.mnav > ul > li{border-bottom:1px solid rgba(255,255,255,.14)}
.mnav > ul > li > a{display:block;padding:17px 0;font-family:Montserrat,sans-serif;font-weight:800;font-size:20px;color:#fff;text-decoration:none}
.mnav ul ul{margin:0 0 16px;padding-left:16px}
.mnav ul ul a{display:block;padding:9px 0;font-size:17px;color:#C7D3E4;text-decoration:none}

@media (max-width:1300px){
  .hero-actions .btn-lg{font-size:18px;padding:19px 24px}
  .nav{gap:18px}
  .navlink{font-size:16px}
  .header-cta .btn{font-size:16px;padding:14px 18px}
  .brand img{width:124px}
}
@media (max-width:1080px){
  .nav,.header-cta .btn{display:none}
  .burger{display:block;margin-left:auto}
  .hero .container{grid-template-columns:1fr;gap:0;min-height:0}
  .hero-copy{padding:56px 0 44px}
  .hero-slab{display:none}
  .hero-figure{height:460px;margin-inline:-24px}
  .trust .container{grid-template-columns:repeat(3,1fr)}
  .trust-item:nth-child(3){border-right:0}
  .trust-item:nth-child(4),.trust-item:nth-child(5){border-top:1px solid #F2E2CE}
  .services-grid,.steps,.quotes{grid-template-columns:1fr}
  .about,.cta .container{grid-template-columns:1fr;gap:44px}
  .footer-top{grid-template-columns:1fr 1fr}
  .callbar{display:flex}
  body{padding-bottom:76px}
}
@media (max-width:640px){
  body{font-size:17px}
  .section{padding:70px 0}
  .topbar-left span:not(.tb-phone){display:none}
  .trust .container{grid-template-columns:1fr 1fr}
  .trust-item{border-right:1px solid #F2E2CE;border-top:1px solid #F2E2CE}
  .trust-item:nth-child(2n){border-right:0}
  .trust-item:nth-child(5){grid-column:1 / -1;border-right:0}
  .footer-top{grid-template-columns:1fr;gap:38px}
  .form{padding:26px}
  .hero-cta-group{width:100%}
  .hero-actions{flex-direction:column}
  .hero-actions .btn{width:100%}
  .hero-figure{height:420px}
  .hero-cap{font-size:16px;padding:12px 18px}
}

/* ============================================================
   Interior pages
   ============================================================ */

/* anchor targets sit above the section so a jump does not clip the heading */
.anchor-alias{display:block;position:relative;top:-20px;visibility:hidden}
[id]{scroll-margin-top:28px}

/* ---------- interior page hero ---------- */
.page-hero{position:relative;background:var(--navy);color:#fff;padding:72px 0 84px;overflow:hidden}
.page-hero::before{content:"";position:absolute;inset:0;background:radial-gradient(820px 420px at 82% 10%,rgba(4,107,210,.5),transparent 62%)}
.page-hero .container{position:relative;z-index:2}
.page-hero h1{font-size:clamp(40px,4.6vw,66px);color:#fff;margin-top:18px;max-width:16em}
.page-hero-actions{display:flex;flex-wrap:wrap;gap:14px;margin-top:32px}
.page-hero-peaks{position:absolute;left:0;bottom:0;width:100%;height:52px;z-index:1}

/* ---------- shared prose ---------- */
.prose{max-width:70ch}
.prose p{font-size:19px;color:#4A5A72;margin-top:18px}
.prose p:first-child{margin-top:0}
.prose-list{margin-top:22px}
.prose-list li{font-size:18px}
.section-head .peakmark{margin-bottom:10px}

/* ---------- info cards (medicare parts, enrollment periods) ---------- */
.infocards{display:grid;grid-template-columns:repeat(3,1fr);gap:28px;margin-top:52px}
.infocard{
  background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:34px 30px;
  position:relative;transition:.2s ease;
}
.infocard::before{
  content:"";position:absolute;left:30px;top:0;width:46px;height:6px;background:var(--orange);
  border-radius:0 0 4px 4px;
}
.infocard:hover{transform:translateY(-5px);box-shadow:0 26px 56px rgba(3,3,78,.13);border-color:transparent}
.infocard h3{font-size:23px;color:var(--navy);margin-top:14px}
.infocard p{font-size:17px;color:#4A5A72;margin-top:14px}

/* ---------- split row (health and life sub topics) ---------- */
.splitrow{display:grid;grid-template-columns:.85fr 1.15fr;gap:56px;align-items:start}
.splitrow-head h2{font-size:clamp(28px,2.9vw,38px);color:var(--navy);margin-top:12px}
.splitrow-body .btn{margin-top:26px}

/* with an image: even columns, picture alternating side down the page */
.splitrow.has-img{grid-template-columns:1fr 1fr;gap:60px;align-items:center}
.splitrow.has-img .splitrow-head{margin-bottom:20px}
.splitrow-img{border-radius:var(--r);overflow:hidden;background:var(--paper);box-shadow:0 22px 50px rgba(3,3,78,.13)}
.splitrow-img img{width:100%;height:100%;max-height:420px;object-fit:cover;display:block}
.splitrow.flip .splitrow-img{order:2}
.splitrow.flip .splitrow-main{order:1}

/* ---------- closing block ---------- */
.closer{
  background:var(--navy);color:#fff;border-radius:var(--r);padding:56px;position:relative;overflow:hidden;
}
.closer::after{
  content:"";position:absolute;right:-50px;bottom:-60px;width:280px;height:280px;
  background:var(--orange);opacity:.16;clip-path:polygon(50% 0,100% 100%,0 100%);
}
.closer h2{font-size:clamp(28px,3vw,40px);color:#fff;position:relative;z-index:2;max-width:18em}
.closer .prose{position:relative;z-index:2;margin-top:20px;max-width:64ch}
.closer .prose p{color:#C9D6EA}
.closer .btn{position:relative;z-index:2;margin-top:30px}

/* ---------- notice (seminar dates pending) ---------- */
.notice{
  background:var(--sand);border:2px dashed #E9B978;border-radius:var(--r);padding:44px;text-align:center;
}
.notice h2{font-size:clamp(26px,2.7vw,36px);color:var(--navy)}
.notice p{font-size:19px;color:#6A5B49;margin-top:16px;max-width:56ch;margin-inline:auto}
.notice .btn{margin-top:28px}

/* ---------- contact ---------- */
.contactrow{display:grid;grid-template-columns:1.1fr .9fr;gap:56px;align-items:start}
.contactrow h2{font-size:clamp(28px,3vw,40px);color:var(--navy);margin-top:12px}
.contactcard{list-style:none;margin:0;padding:0;background:var(--paper);border:1px solid var(--line);border-radius:var(--r);overflow:hidden}
.contactcard li{display:flex;justify-content:space-between;align-items:center;gap:20px;padding:20px 26px;border-bottom:1px solid var(--line);font-size:18px}
.contactcard li:last-child{border-bottom:0}
.contactcard .ck{font-family:Montserrat,sans-serif;font-weight:800;font-size:16px;color:var(--navy);letter-spacing:.04em;text-transform:uppercase}
.contactcard a{color:var(--blue);font-weight:700;text-decoration:none}
.contactcard a:hover{text-decoration:underline}

@media (max-width:1080px){
  .infocards{grid-template-columns:1fr 1fr}
  .splitrow,.contactrow{grid-template-columns:1fr;gap:28px}
  .splitrow.has-img{grid-template-columns:1fr;gap:26px}
  .splitrow.flip .splitrow-img{order:0}
  .splitrow.flip .splitrow-main{order:0}
  .splitrow-img img{max-height:300px}
  .closer{padding:38px}
}
@media (max-width:640px){
  .infocards{grid-template-columns:1fr}
  .page-hero{padding:52px 0 64px}
  .page-hero-actions .btn{width:100%}
  .notice{padding:30px 22px}
  .contactcard li{flex-direction:column;align-items:flex-start;gap:6px}
}
.compare-actions{position:relative;z-index:2;display:flex;flex-wrap:wrap;gap:14px;margin-top:30px}
@media (max-width:640px){ .compare-actions .btn{width:100%} }

/* ============================================================
   Events and registration
   ============================================================ */

/* Events stack as wide horizontal rows: image left, detail right. Reads like a
   schedule rather than a product grid, and gives the date and venue room. */
.ev-grid{display:flex;flex-direction:column;gap:24px;margin-top:52px}

.ev-card{background:#fff;border:1px solid var(--line);border-radius:var(--r);overflow:hidden;display:grid;grid-template-columns:330px 1fr;transition:.2s ease}
.ev-card:hover{transform:translateY(-5px);box-shadow:0 26px 56px rgba(3,3,78,.14);border-color:transparent}
.ev-card-img{position:relative;display:block;overflow:hidden;background:var(--tint);min-height:230px}
.ev-card-img img{width:100%;height:100%;object-fit:cover}
.ev-card-noimg{width:100%;height:100%;display:grid;place-items:center;background:var(--tint)}
.ev-card-noimg svg{width:80px;height:32px}
.ev-date{
  position:absolute;left:18px;top:18px;background:#fff;border-radius:12px;padding:9px 14px;text-align:center;
  box-shadow:0 10px 26px rgba(3,3,78,.22);line-height:1;
}
.ev-date-m{display:block;font-family:Montserrat,sans-serif;font-weight:800;font-size:16px;color:var(--orange);text-transform:uppercase;letter-spacing:.08em}
.ev-date-d{display:block;font-family:Montserrat,sans-serif;font-weight:900;font-size:28px;color:var(--navy);margin-top:3px}

.ev-card-body{padding:30px 34px;display:flex;flex-direction:column}
.ev-card-body h3{font-size:26px;color:var(--navy);max-width:22em}
.ev-meta{list-style:none;margin:16px 0 0;padding:0;display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:10px 26px}
.ev-meta li{display:flex;gap:11px;align-items:flex-start;font-size:16px;color:#4A5A72;line-height:1.4}
.ev-meta svg{flex:none;margin-top:2px}
.ev-sum{font-size:17px;color:#4A5A72;margin-top:16px}
.ev-card-foot{margin-top:auto;padding-top:22px;display:flex;align-items:center;gap:14px;flex-wrap:wrap}
.ev-seats{font-size:16px;color:#6B7A91}
.ev-seats strong{color:var(--navy);font-family:Montserrat,sans-serif}
.ev-seats.full{color:#A33;font-weight:700}

/* ---------- single event ---------- */
.ev-hero h1{max-width:18em}
.ev-hero-when{font-size:21px;color:#D8E2F2;margin-top:18px;font-weight:500}
.ev-past-flag{display:inline-block;margin-top:18px;background:rgba(255,255,255,.12);border:1px solid rgba(255,255,255,.28);border-radius:10px;padding:10px 18px;font-size:16px}

.ev-layout{display:grid;grid-template-columns:1.35fr .65fr;gap:56px;align-items:start}
/* Sits after the write up. Pam uploads event flyers, which may be portrait
   rather than landscape, so the frame follows the artwork instead of cropping
   it, with a ceiling so a tall flyer does not run away down the page. */
.ev-photo{margin:34px 0 0;border-radius:var(--r);overflow:hidden;background:var(--paper);border:1px solid var(--line);text-align:center}
.ev-photo img{display:block;width:auto;max-width:100%;max-height:760px;height:auto;margin-inline:auto}
.ev-facts{list-style:none;margin:0 0 30px;padding:0;background:var(--paper);border:1px solid var(--line);border-radius:var(--r);overflow:hidden}
.ev-facts li{display:grid;grid-template-columns:110px 1fr;gap:20px;padding:18px 24px;border-bottom:1px solid var(--line);font-size:17px;color:#33445E}
.ev-facts li:last-child{border-bottom:0}
.ev-facts .ck{font-family:Montserrat,sans-serif;font-weight:800;font-size:16px;color:var(--navy);letter-spacing:.04em;text-transform:uppercase}
.ev-facts a{color:var(--blue);font-weight:700}
.ev-body{max-width:none}

/* ---------- share ---------- */
.ev-share{margin-top:40px;padding:30px;background:var(--sand);border-radius:var(--r)}
.ev-share h3{font-size:23px;color:var(--navy)}
.ev-share p{font-size:17px;color:#6A5B49;margin-top:8px}
.ev-share-row{display:flex;flex-wrap:wrap;gap:12px;margin-top:20px}
.ev-share-btn{
  display:inline-flex;align-items:center;gap:9px;background:#fff;border:2px solid var(--line);
  border-radius:999px;padding:13px 20px;font-family:Montserrat,sans-serif;font-weight:700;font-size:16px;
  color:var(--navy);text-decoration:none;cursor:pointer;transition:.15s;
}
.ev-share-btn:hover{border-color:var(--navy);transform:translateY(-2px)}
.ev-share-btn.sms{background:var(--navy);color:#fff;border-color:var(--navy)}
.ev-share-btn.sms:hover{background:#0a0a6b}
.ev-share-btn.copied{border-color:var(--orange);color:var(--orange)}

/* ---------- registration ---------- */
.ev-side{position:sticky;top:24px}
.ev-reg{background:#fff;border:2px solid var(--navy);border-radius:22px;overflow:hidden;box-shadow:0 26px 60px rgba(3,3,78,.16)}
.ev-form,.ev-done,.ev-reg-full{padding:32px}
.ev-form h3,.ev-done h3,.ev-reg-full h3{font-size:25px;color:var(--navy)}
.ev-form-sub{font-size:16px;color:#6B7A91;margin-top:8px}
.ev-step{margin-top:8px}
.field-hint{font-size:16px;color:#6B7A91;margin-top:7px;line-height:1.4}
.field-pair{display:grid;grid-template-columns:1fr 1fr;gap:12px}
.ev-hp{position:absolute;left:-9999px;width:1px;height:1px;overflow:hidden}
.ev-error{background:#FDECEC;border:1px solid #F0B4B4;color:#9B1C1C;border-radius:10px;padding:13px 16px;font-size:16px;margin-top:16px}
.ev-back{display:block;width:100%;background:none;border:0;color:#6B7A91;font-family:Montserrat,sans-serif;font-weight:700;font-size:16px;padding:14px;margin-top:6px;cursor:pointer}
.ev-back:hover{color:var(--navy)}
.ev-form .fine{font-size:16px;color:#8494A9;margin-top:16px;line-height:1.5}
.ev-done{text-align:center}
.ev-done-tick{width:64px;height:64px;border-radius:50%;background:#1F9D55;display:grid;place-items:center;margin:0 auto 18px}
.ev-done p{font-size:17px;color:#4A5A72;margin-top:12px}
.ev-done .btn{margin-top:22px}
.ev-reg-full{text-align:center;background:var(--sand)}
.ev-reg-full p{font-size:17px;color:#6A5B49;margin-top:12px}

@media (max-width:900px){
  .ev-card{grid-template-columns:1fr}
  .ev-card-img{min-height:0;aspect-ratio:16/9}
  .ev-meta{grid-template-columns:1fr}
  .ev-card-body{padding:24px 26px 28px}
}
@media (max-width:1080px){
  .ev-layout{grid-template-columns:1fr;gap:36px}
  .ev-side{position:static}
}
@media (max-width:640px){
  .ev-facts li{grid-template-columns:1fr;gap:4px}
  .ev-share-row{flex-direction:column}
  .ev-share-btn{justify-content:center}
  .ev-form,.ev-done,.ev-reg-full{padding:24px}
}

/* ---------- registration button rhythm ---------- */
/* The step buttons sat flush against the field above them, and btn-lg is sized
   for a hero, not for a form. Tighter inside, with air above. */
.ev-step .btn,
.al-form .btn{margin-top:24px}
.ev-form .btn-lg,
.al-form .btn-lg{font-size:19px;padding:16px 26px}
.ev-form .ev-back{margin-top:10px}

/* ---------- alert list band ---------- */
.al-band{
  display:grid;grid-template-columns:1fr 1fr;gap:56px;align-items:center;
  background:var(--navy);color:#fff;border-radius:var(--r);padding:52px;position:relative;overflow:hidden;
}
.al-band::after{
  content:"";position:absolute;right:-60px;top:-70px;width:300px;height:300px;
  background:var(--orange);opacity:.14;clip-path:polygon(50% 0,100% 100%,0 100%);
}
.al-copy{position:relative;z-index:2}
.al-copy h2{font-size:clamp(28px,3vw,40px);color:#fff;margin-top:14px;max-width:14em}
.al-copy p{font-size:18px;color:#C9D6EA;margin-top:18px;max-width:44ch}
.al-form{position:relative;z-index:2;background:#fff;border-radius:18px;padding:30px}
.al-fields{display:grid;gap:16px}
.al-form .field label{color:var(--navy)}
.al-form .btn{width:100%}
.al-hint{font-size:16px;color:#8494A9;margin-top:14px;line-height:1.45}
.al-hp{position:absolute;left:-9999px;width:1px;height:1px;overflow:hidden}
.al-done{
  position:relative;z-index:2;background:#fff;border-radius:18px;padding:40px 30px;text-align:center;color:var(--ink);
}
.al-done h3{font-size:24px;color:var(--navy)}
.al-done p{font-size:17px;color:#4A5A72;margin-top:10px}

@media (max-width:1080px){
  .al-band{grid-template-columns:1fr;gap:32px;padding:36px}
}
@media (max-width:640px){
  .al-band{padding:26px}
  .al-form{padding:24px}
}

/* ============================================================
   Chat capture
   Sized for an older audience: 18px+ everywhere, large tap
   targets, and one question on screen at a time.
   ============================================================ */

.screen-reader-text{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap;border:0}

.pmchat{background:#fff;border-radius:22px;box-shadow:0 30px 70px rgba(0,0,0,.32);overflow:hidden;display:flex;flex-direction:column}
.pmchat.is-called{animation:pmchat-called 1.6s ease-out 1}
@keyframes pmchat-called{0%{box-shadow:0 0 0 0 rgba(255,136,17,.9),0 30px 70px rgba(0,0,0,.32)}100%{box-shadow:0 0 0 18px rgba(255,136,17,0),0 30px 70px rgba(0,0,0,.32)}}
@media (prefers-reduced-motion:reduce){.pmchat.is-called{animation:none;outline:3px solid var(--orange)}}

.pmchat-head{display:flex;align-items:center;gap:13px;background:var(--navy);color:#fff;padding:15px 22px}
.pmchat-avatar{width:40px;height:40px;border-radius:11px;background:var(--orange);display:grid;place-items:center;flex:none}
.pmchat-who b{display:block;font-family:Montserrat,sans-serif;font-size:18px;line-height:1.2}
.pmchat-who span{display:block;font-size:16px;color:#B9C7DE;margin-top:2px}

.pmchat-log{padding:22px;display:flex;flex-direction:column;gap:12px;min-height:190px;max-height:400px;overflow-y:auto;background:var(--paper)}

.pmchat-bubble{
  max-width:84%;padding:13px 17px;border-radius:16px;font-size:18px;line-height:1.45;
  animation:pmpop .22s ease-out;
}
@keyframes pmpop{from{opacity:0;transform:translateY(6px)}to{opacity:1;transform:none}}
.pmchat-bubble.bot{background:#fff;color:var(--ink);border:1px solid var(--line);border-bottom-left-radius:6px;align-self:flex-start}
.pmchat-bubble.me{background:var(--navy);color:#fff;border-bottom-right-radius:6px;align-self:flex-end;font-weight:500}

.pmchat-bubble.typing{display:flex;gap:6px;align-items:center;padding:19px 20px}
.pmchat-bubble.typing span{width:9px;height:9px;border-radius:50%;background:#B4C0D2;animation:pmblink 1.2s infinite}
.pmchat-bubble.typing span:nth-child(2){animation-delay:.18s}
.pmchat-bubble.typing span:nth-child(3){animation-delay:.36s}
@keyframes pmblink{0%,60%,100%{opacity:.35;transform:translateY(0)}30%{opacity:1;transform:translateY(-3px)}}

.pmchat-input{display:flex;gap:10px;padding:14px 16px;border-top:1px solid var(--line);background:#fff;position:relative}
.pmchat-input input[type=text],.pmchat-input input[type=tel],.pmchat-input input[type=email]{
  flex:1;font-family:Roboto,sans-serif;font-size:18px;padding:13px 16px;border:2px solid var(--line);
  border-radius:12px;background:#fff;color:var(--ink);min-width:0;
}
.pmchat-input input:focus{outline:0;border-color:var(--blue)}
.pmchat-send{
  flex:none;width:52px;border:0;border-radius:12px;background:var(--orange);color:#fff;cursor:pointer;
  display:grid;place-items:center;transition:.15s;
}
.pmchat-send:hover{background:#ff9528;transform:translateY(-1px)}
.pmchat-hp{position:absolute;left:-9999px;width:1px;height:1px;overflow:hidden}

.pmchat-choices{display:flex;flex-direction:column;gap:9px;padding:14px 16px;border-top:1px solid var(--line);background:#fff}
.pmchat-choice{
  width:100%;text-align:left;background:#fff;border:2px solid var(--line);border-radius:13px;
  padding:13px 18px;font-family:Montserrat,sans-serif;font-weight:700;font-size:18px;color:var(--navy);
  cursor:pointer;transition:.15s;
}
.pmchat-choice:hover{border-color:var(--navy);background:var(--paper);transform:translateY(-1px)}
.pmchat-choice.skip{font-weight:600;color:#6B7A91;text-align:center}

.pmchat-fine{font-size:16px;color:#93A3B8;line-height:1.4;padding:0 22px 16px;background:#fff;margin:0}
.pmchat.done .pmchat-log{max-height:none}

@media (max-width:640px){
  .pmchat-log{padding:20px;min-height:250px}
  .pmchat-bubble{max-width:90%;font-size:17px}
  .pmchat-input{padding:14px}
  .pmchat-fine{padding:14px 20px 20px}
}
.pmchat.speaking .pmchat-send{opacity:.45;cursor:default}
.pmchat.speaking .pmchat-input input{background:#F7F9FC}
.pmchat-choice:disabled{opacity:.5;cursor:default}

/* ---------- compact alert banner ---------- */
.alb{background:var(--navy);color:#fff;position:relative;overflow:hidden}
.alb::after{
  content:"";position:absolute;right:-70px;bottom:-90px;width:300px;height:300px;
  background:var(--orange);opacity:.15;clip-path:polygon(50% 0,100% 100%,0 100%);
}
.alb-inner{position:relative;z-index:2;display:grid;grid-template-columns:1fr 1fr;gap:44px;align-items:center;padding-block:44px}
.alb-copy h2{font-size:clamp(24px,2.4vw,32px);color:#fff;margin-top:12px;max-width:16em}
.alb-copy p{font-size:17px;color:#C9D6EA;margin-top:10px;max-width:42ch}
.alb-fields{display:grid;grid-template-columns:1fr 1fr auto;gap:12px;align-items:end}
.alb-form input{
  width:100%;font-family:Roboto,sans-serif;font-size:17px;padding:15px 16px;
  border:2px solid transparent;border-radius:12px;background:#fff;color:var(--ink);
}
.alb-form input:focus{outline:0;border-color:var(--orange)}
.alb-form .btn{white-space:nowrap;padding:15px 24px;font-size:17px}
.alb-hp{position:absolute;left:-9999px;width:1px;height:1px;overflow:hidden}
.alb-done{
  position:relative;z-index:2;display:flex;align-items:center;gap:12px;
  background:rgba(255,255,255,.1);border:1px solid rgba(255,255,255,.25);
  border-radius:14px;padding:18px 22px;font-size:18px;font-weight:500;
}
@media (max-width:1080px){
  .alb-inner{grid-template-columns:1fr;gap:26px}
}
@media (max-width:640px){
  .alb-fields{grid-template-columns:1fr}
  .alb-form .btn{width:100%}
}

/* ---------- blog ---------- */
.blog-hero-inner{display:grid;grid-template-columns:1.05fr .95fr;gap:52px;align-items:center}
.blog-hero h1{margin-top:18px;max-width:14em}
.blog-hero-sub{font-size:19px;color:#C9D6EA;margin-top:18px;max-width:44ch}
.blog-hero-img{border-radius:var(--r);overflow:hidden;box-shadow:0 24px 56px rgba(0,0,0,.34)}
.blog-hero-img img{width:100%;height:auto;display:block}
.blog-hero .page-hero-peaks{z-index:1}
.ev-card-body h3 a{color:inherit;text-decoration:none}
.ev-card-body h3 a:hover{color:var(--blue)}
.pagination,.nav-links{margin-top:44px;display:flex;gap:10px;justify-content:center;flex-wrap:wrap}
.nav-links .page-numbers{
  display:inline-grid;place-items:center;min-width:52px;height:52px;padding:0 16px;
  border:2px solid var(--line);border-radius:12px;font-family:Montserrat,sans-serif;font-weight:700;
  font-size:17px;color:var(--navy);text-decoration:none;
}
.nav-links .page-numbers.current{background:var(--navy);color:#fff;border-color:var(--navy)}
.nav-links .page-numbers:hover{border-color:var(--navy)}
@media (max-width:1080px){ .blog-hero-inner{grid-template-columns:1fr;gap:30px} }

/* ---------- class that only collects alerts (plugin signup mode) ---------- */
.ev-reg-alerts .ev-form{padding:0;margin-top:18px;text-align:left}
.ev-reg-alerts .ev-form .btn{margin-top:18px}
.ev-reg-alerts .al-done{padding:24px 0 0;background:transparent}

/* ============================================================
   Late enrollment penalty calculator
   ============================================================ */
.calc-form{margin:48px auto 0;background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:40px;box-shadow:0 22px 50px rgba(3,3,78,.08)}
.calc-label{display:block;font-family:Montserrat,sans-serif;font-weight:700;font-size:18px;color:var(--navy);margin-bottom:10px;line-height:1.35}
.calc-progress{font-family:Montserrat,sans-serif;font-weight:800;font-size:16px;letter-spacing:.06em;text-transform:uppercase;color:var(--orange);margin-bottom:12px}
.calc-panel > .calc-label.calc-q{font-size:24px}
.calc-panel h3.calc-q{font-size:26px;color:var(--navy);margin-bottom:12px}
.calc-q:focus{outline:0}
.calc-panel .field-pair select,.calc-panel select,.calc-panel input[type=number],.calc-form .year-field{
  width:100%;font-family:Roboto,sans-serif;font-size:17px;padding:15px 16px;border:2px solid var(--line);
  border-radius:12px;background:#fff;color:var(--ink);
}
.calc-form select:focus,.calc-form input:focus{outline:0;border-color:var(--blue)}
.calc-explain{font-size:17px;color:#4A5A72;line-height:1.5;margin:0 0 6px;padding:14px 16px;background:var(--paper);border-radius:10px}
.calc-panel .field label{font-size:18px;line-height:1.35}
.calc-nav{display:flex;flex-wrap:wrap;gap:12px;justify-content:flex-end;align-items:center;margin-top:30px}
.calc-nav [data-go="back"]{margin-right:auto}
.calc-yn{display:flex;gap:10px;flex-wrap:wrap}
.calc-yn label{flex:1 1 0;min-width:96px;margin:0;cursor:pointer}
.calc-yn input{position:absolute;opacity:0;pointer-events:none}
.calc-yn span{
  display:block;text-align:center;font-family:Montserrat,sans-serif;font-weight:700;font-size:18px;
  padding:14px;border:2px solid var(--line);border-radius:12px;background:#fff;color:var(--navy);
}
.calc-yn input:checked + span{background:var(--navy);border-color:var(--navy);color:#fff}
.calc-yn input:focus-visible + span{border-color:var(--blue);box-shadow:0 0 0 3px rgba(4,107,210,.25)}
.calc-out{margin-top:24px;background:#fff;border-left:6px solid var(--orange);border-radius:12px;padding:22px 24px}
.calc-out.is-zero{border-left-color:#2E9E6B}
.calc-out-head{font-family:Montserrat,sans-serif;font-weight:800;font-size:16px;letter-spacing:.04em;text-transform:uppercase;color:#6B7A91}
.calc-out-amount{font-family:Montserrat,sans-serif;font-weight:900;font-size:40px;color:var(--navy);line-height:1.1;margin-top:6px}
.calc-out-amount span{white-space:nowrap;font-size:20px;font-weight:700;color:#4A5A72}
.calc-disclaimer{font-size:16px;font-weight:700;color:var(--navy);margin-top:12px;line-height:1.4}
.calc-total-note{margin-top:2px}
.calc-out-text{font-size:17px;color:#4A5A72;margin-top:10px;line-height:1.5}
.calc-need{font-size:18px;color:#B4532A;margin-top:20px;text-align:right}
.calc-total{font-size:22px;color:var(--navy);margin-top:22px}
.calc-fine{font-size:16px;color:#8494A9;margin-top:26px;line-height:1.5;text-align:center;max-width:74ch;margin-inline:auto}
.calc-help{margin-top:48px}
.calc-cta{margin-top:28px;background:var(--navy);color:#fff;border-radius:var(--r);padding:34px}
.calc-cta h4{font-size:28px;line-height:1.2;color:#fff}
.calc-cta > p{font-size:18px;color:#C9D6EA;margin-top:10px;line-height:1.5;max-width:60ch}
/* Three full width rows: a phone number never has to wrap inside a pill. */
.calc-acts{display:flex;flex-direction:column;gap:12px;margin-top:24px}
.calc-act{display:flex;align-items:center;gap:16px;padding:16px 20px;border-radius:14px;text-decoration:none;
  background:rgba(255,255,255,.07);border:1px solid rgba(255,255,255,.6);color:#fff;transition:background .15s,transform .15s}
.calc-act:hover,.calc-act:focus-visible{background:rgba(255,255,255,.14);border-color:#fff;transform:translateY(-1px)}
.calc-act.is-main{background:var(--orange);border-color:var(--orange)}
.calc-act.is-main:hover,.calc-act.is-main:focus-visible{background:#ff9528}
.calc-act-icon{flex:none;width:48px;height:48px;border-radius:12px;display:grid;place-items:center;background:rgba(255,255,255,.12)}
.calc-act.is-main .calc-act-icon{background:rgba(255,255,255,.22)}
.calc-act-text{flex:1;min-width:0;display:flex;flex-direction:column}
.calc-act-text strong{font-family:Montserrat,sans-serif;font-weight:800;font-size:20px;line-height:1.2}
.calc-act-text span{font-size:16px;color:#C9D6EA;margin-top:3px}
.calc-act.is-main .calc-act-text span{color:#fff}
.calc-act-go{flex:none;font-size:32px;line-height:1;opacity:.8}
.calc-lead{margin-top:28px;padding-top:24px;border-top:1px solid rgba(255,255,255,.18)}
.calc-lead-or{font-family:Montserrat,sans-serif;font-size:20px;color:#fff;font-weight:800}
.calc-lead-fields{display:grid;grid-template-columns:1fr 1fr;gap:12px;margin-top:14px}
.calc-lead-fields label{display:block;font-size:16px;font-weight:700;color:#C9D6EA;margin-bottom:6px}
.calc-lead-fields input{width:100%;font-family:Roboto,sans-serif;font-size:18px;padding:16px;border:2px solid transparent;border-radius:12px;background:#fff;color:var(--ink)}
.calc-lead-fields input:focus{outline:0;border-color:var(--orange)}
.calc-lead-send{width:100%;margin-top:14px}
.calc-lead-error{font-size:17px;color:#FFB877;margin-top:10px}
.calc-lead-done{font-size:20px;font-weight:700;color:#fff;margin-top:22px}
@media (max-width:640px){ .calc-lead-fields{grid-template-columns:1fr} .calc-act{padding:14px 16px} .calc-act-text strong{font-size:18px} }
@media (max-width:640px){
  .calc-form{padding:24px 18px}
  .calc-nav .btn,.calc-help .btn{width:100%}
  .calc-cta{padding:24px 18px}
  .calc-nav [data-go="back"]{margin-right:0;order:2}
  .calc-need{text-align:left}
  .calc-out-amount{font-size:34px}
}

/* ---------- booking calendar ---------- */
.booking-frame{margin-top:40px;background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:12px;box-shadow:0 22px 50px rgba(3,3,78,.08)}
.booking-frame iframe{display:block;width:100%;min-height:760px;border:0;overflow:hidden}
@media (max-width:640px){ .booking-frame{padding:0;border:0;box-shadow:none} }

/* ---------- owner sign in, drawn by the plugin under the footer ----------
   The plugin paints its strip in --culc-ownerbar-bg and leaves it see through
   otherwise, which put a faint grey link on white below the navy footer where
   Pam could not find it. Same colour as the footer, readable link. */
.culc-ownerbar.is-quiet{--culc-ownerbar-bg:var(--ink)}
.culc-ownerbar.is-quiet .culc-ownerbar-in{padding:0 20px 28px}
.culc-ownerbar.is-quiet .culc-ownerbar-quiet{color:#C7D3E4;opacity:1;text-decoration:underline;text-underline-offset:3px}
.culc-ownerbar.is-quiet .culc-ownerbar-quiet:hover{color:#fff}

/* Full content width (1280px). Questions keep a readable measure; the results
   and the ways to reach Pam use the room. */
.calc-panel:not([data-step="4"]) > *{max-width:780px}
.calc-panel:not([data-step="4"]) > .calc-nav{max-width:780px}
@media (min-width:1081px){
  .calc-panel[data-step="4"]{display:grid;grid-template-columns:1fr 1fr;column-gap:24px;align-items:start}
  .calc-panel[data-step="4"] > *{grid-column:1 / -1}
  .calc-panel[data-step="4"] > #pmPenaltyB{grid-column:1}
  .calc-panel[data-step="4"] > #pmPenaltyD{grid-column:2}
  .calc-panel[data-step="4"] > #pmPenaltyB[hidden] + #pmPenaltyD{grid-column:1 / -1}
  .calc-acts{display:grid;grid-template-columns:repeat(3,1fr)}
  .calc-lead-fields{grid-template-columns:1fr 1fr auto;align-items:end}
  .calc-lead-send{width:auto;margin-top:0}
}